What is a person to do when between jobs and without health insurance?!


Question: It sucks to be between jobs and have little income. I would recommend applying for Medicaid. Usually unless you have a condition, pregnancy, diabetes and the like, they will only grant you basic services. But this will cover things like, emergencies, office visits and prescriptions with a small co pay, usually no more than $5. We also do have a clinc here that works on a sliding fee scale, if you are unemployed you have to pay $15, that's it. Also if you need medications, sometimes your care provider carries samples that they will give you. Also, remember prevention is best. Wash hands, stay away from someone ill, use procautions to prevent accidents and illness. Good luck on your health and you job hunt!


Answers: It sucks to be between jobs and have little income. I would recommend applying for Medicaid. Usually unless you have a condition, pregnancy, diabetes and the like, they will only grant you basic services. But this will cover things like, emergencies, office visits and prescriptions with a small co pay, usually no more than $5. We also do have a clinc here that works on a sliding fee scale, if you are unemployed you have to pay $15, that's it. Also if you need medications, sometimes your care provider carries samples that they will give you. Also, remember prevention is best. Wash hands, stay away from someone ill, use procautions to prevent accidents and illness. Good luck on your health and you job hunt!

DONT GET SICK :-X

Alot of the time your car insurance provider offers health insurance. You have to pay for it but it beats nothing if you are going to be out of work for a long time.

Buy your own personal insurance. You'll probably have to get one with a high deductible but at least you will not have to pay full price if you get sick or injured. Also, are you eligible to get COBRA coverage from your previous job? COBRA is expensive but at least you'll have protection if you get sick or injured.

It is important to have continuous coverage because if you go without coverage for 90 days then when you get insurance at your next job you'll probably have a pre-existing clause for 12-18 months which will mean you'll have no coverage for any condition that you had before you got insurance coverage.

Check and see if there is a 'Free Clinic' in your area and go see them. Takes longer to be seen, but it better than nothing, and aot of times you pay a reduced rate for service.

Depending on which sate you live in you could apply for Medical Assistance through your local county Department of Human Services(DHS for short). Here in Minnesota we have coverage for adults that make less than $1,702 a month. If you are married or have children the income limits are higher. Good Luck!





The consumer health information on answer-health.com is for informational purposes only and is not a substitute for medical advice or treatment for any medical conditions.
The answer content post by the user, if contains the copyright content please contact us, we will immediately remove it.
Copyright © 2007-2011 answer-health.com -   Terms of Use -   Contact us

Health Categories