Please tell me if I'm Fat?!

you are definitely NOT fat, dear! They are not lying.

Not at all, you're average.
These are fat people: http://www.google.com/images?q=fat+peopl…

You are normal. Not fat. You look good in your swim suit, I would work on abs a little bit if you are concerned with your image. You're pretty hot though.

You look slim but you do look as if your starting to get some love handles developing there.

No in the picture you look toned not fat at all.

you look good in a bikini! just loose some of the lower belly fat and you will look even better

Friends were right, your not fat :)

no,
your fine :)