Can i buy contacts online using only my insurance?!
Question: i have vsp insurance.. is this possible?
Answers: i have vsp insurance.. is this possible?
Full VSP benefits can only be used at private offices, not Costco, Wal-Mart, etc. I believe you will receive an out-of-network reimbursement through VSP. However, you will have to do all of the billing yourself. Going this route means you lose money because you are not fully utilizing your benefits. Even though the contacts might be a few dollars cheaper per box, it does not make up the difference for the loss in reimbursement.
That's a real good question! I have VSP also and have wondered the same thing. If you find anything out, let me know and I will do the same for you.
The only way you'd be able to do it is to pay out-of-pcoket first, and then try to submit your receipts for reimbursement. With VSP, I'm not sure they will do that. Some insurances require that you go to an acutal provider to use your benefits, and if you choose to go out-of-network, then they will not reimburse you. I've never seen an online contact lens company that submits to insurance. I would say that paying out-of-pocket and then sending your receipts in to your insurance for partial or full reimbursement would be the only way.