Does anyone have any experience with PHCS health insurance? I'm trying to decid!


Question:

Does anyone have any experience with PHCS health insurance? I'm trying to decide between PHCS and Oxford.

My wife and I both started new jobs in New York City and are trying to figure out which insurance to take. Oxford is more expensive and the co-pays are worse. However, it's Oxford, a strong brand name company which gives us some comfort. Also, more of my doctors are on it. But PHCS is significantly less expensive to us and the coverage is extremely comprehensive. Any thoughts?


Answers:

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