Will I get caught not disclosing high blood pressure during a life insurance med!
Question:
Will I get caught not disclosing high blood pressure during a life insurance medical exam?
I am 35 and getting 1M in term insurance. I am in good shape but take high blood pressure medication
Answers:
1M in term insurance will require a full physical exam including blood and urine tests. The medication will show up. Also, more than likely they'll order doctor records from the past 5 to 10 years and will find it there.
If the company is inept and they don't find it, if you die they can claim fraud and not payout anything.
It's not worth it to "forget" to mention the medication.