I want to lose a stomach roll, to obtain a flat stomach, but how?!

I want to lose a stomach roll, to obtain a flat stomach, but how?

I understand that along with diet and exercise I can obtain any figure I want, but I would only like specifics for flattening a tummy. I am 5'6" and weigh 130, I'm simply interested in toning. The rest of my body is lean and muscular except for the slight pudge on the lower part of my tummy. I'm assuming I have quite a bit of muscle underneath the fat, but I want to see it. Jeans squeeze and make me look flabby there and I can't take it. Help all you can.

2 weeks ago
I dont like tight jeans, I normally dont wear tight jeans and they dont squeeze my stomach, but my stomach is not flattering in them.

the only fat burning exercise is cardio (running, cycling, jogging, elliptical, swimming, rope jumping etc) - burns fat all over your body - we cant naturally spot reduce body fat -do it 4-6 times a week for 30-50min, ideally 45min because the first 20-30min body burns carbs and only then starts burning fat. dont do the same thing all over every day - keep your body guessing and you will lose more fat.